Vitaliy Bystrytskiy

Mortgage Broker

Mortgage Architects Professionals
Independently owned and operated
Brokerage No. 12168

Vitaliy Bystrytskiy

Choose your dream home and leave the rest to me!

Rates

TermsPostedOur Rates*
2 Years Fixed 3.95% 2.54%*
5 Years Fixed 5.24% 2.79%*
5 Years Variable 6.35% 2.20%

Updated February 2, 2015
*Subject to change. Conditions may apply


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Mortgage Solutions:

As a Mortgage Agent, I want to do more than help you buy your first home-we want to be with you every step of the way. I will work with you throughout the lifetime of your mortgage to find custom solutions to all your mortgage and financial needs. Whatever your situation, or your aspiration, I can help. Talk to me about your mortgage needs.

first home  »

Advice from Trusted Professional!

It's a big move buying your first home. There are countless decisions to make and sometimes it feels like a whole new language to learn. At Mortgage Architects Professionals, we've got you covered. I know the industry inside out. I can help you to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options. I have access to the best mortgage rates with features that can help you achieve your homeownership dreams. If it's expert advice you're after, I can help.

next home  »

Meeting Your Changing Mortgage Needs

Remember how stressful it was buying your first home? Chances are you know how important it was to have someone in your corner. Whether you're buying your first home or your fifth home, at Mortgage Architects Professionals we're that someone. I know the industry inside out. I will take care of all your mortgage needs so you can take care of finding the perfect home. I will bring you innovative mortgage solutions, as well as the best rates and features that will make your next mortgage work for you. If it's expert advice you're after, I can help.

mortgage renewal  »

I am with you All the Way

Congratulations on your maturing mortgage. What now? With low interest rates and a growing selection of innovative mortgage solutions, it's a great time to explore your renewal options. The economy and the mortgage environment are constantly changing-at Mortgage Architects Professionals we can make sense of it all. Is it time to change lenders, go fixed or variable, or increase your payments? When you have questions, I have answers. If you're in the last year of your mortgage, now is the right time to figure out your next mortgage move. I can help.

debt consolidation  »

Say Goodbye to Bad Debt

There's good debt and bad debt. Generally consumer debt-credit cards, store cards, lines of credit and sometimes auto loans-are considered bad debt. You pay high interest rates-up to 35%--on depreciating assets and it takes forever to chip away at the principle. Mortgages, however, generally qualify as good debt. Interest rates are low-very low these days-and a property is an appreciating asset, making it a good investment. If you have equity in your home, you can turn bad debt into good debt. By refinancing and rolling high-interest debt into your mortgage you can improve cash flow, focus on one payment and enjoy huge interest savings. If you'd like to discuss your refinancing options, talk to a professional. I can help.

self-employed  »

When Ownership is Everything

Owning a business shouldn't stop you from owning a home. Entrepreneurs like you are the engine of the Canadian economy - shouldn't that be rewarded? I think so. But that hasn't always been the case. Traditionally, reducing your taxable income made it difficult for self-employed people like you to qualify for the mortgage you deserve. Not any more. I work with a variety of lenders to bring you an array of innovative mortgage solutions designed specifically for self-employed Canadians. You think you’re not qualified? Bank asks 35% down payment? Call me, I can help.

investment property  »

Investing in Your Future

Low interest rates and rising property values may have you thinking that two roofs would be better than one. You're not alone. More Canadians are looking at investment properties-particularly smaller, residential real estate-as a solid long-term investment option. For first-time buyers, an investment property, such as a duplex or triplex, is a more affordable entryway to the housing market. For others, it's a source of future retirement income. Whatever your motivation, there's no disputing real estate has proven one of the most attractive investment categories in Canada for more than a decade. Mortgage Architects Professionals brings to the table an array of options and great rates that make investment property accessible to average Canadians. If you're considering an investment in real estate, I can help.

vacation/second home  »

Investing in Memories

Turn your vacation time into an investment. Whether you're interested in heading north to a cottage or hanging beachside, now is the ideal time to join the ranks of a growing number of Canadians purchasing vacation properties. At Mortgage Architects Professionals we'll show you how to take advantage of incredible low rates and innovative new mortgages that can turn your dreams of owning a waterfront cottage or a mountain chalet into a reality. If you're ready to start making memories, I can help.

credit repair  »

A Fresh Start

We all face challenges. Don't let a less-than-stellar credit rating stop you from your dreams of home ownership. It's still possible. Sometimes a new mortgage offers the fresh start you need. Moving your high-interest debt into a lower-rate mortgage is a great way to save on interest costs, improve your cash flow, and start rebuilding your credit rating. Work with me to explore the range of mortgage products that cater to people in a variety of financial situations. If you want to find out how the right mortgage can reestablish your credit rating and get life back on track, I can help.

renovation financing  »

Don't Move, Improve

Sometimes, the house of your dreams is the one you're already living in. With just a few changes-a new kitchen, an addition, a new pool or some curb appeal-your home could be everything you want it to be. It's easy: There's never been a better time to access the funds. Take advantage of historic low mortgage rates and rising real estate values by tapping into your home's equity. Countless studies show home improvement projects and renovations are a smart way to increase the value of a home. It's an investment in your future and your quality of life. If you need the funds to bring your home to the next level, I can help.